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Personal Finance

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Being self-employed shouldn't impact life's financial decisions

We work with both government and industry to improve access to financial products for the self-employed, particuarly when it comes to pensions and mortgages.

 

 

What we're calling for:

Boost lifetime savings for the self-employed
Improve incentives for later life saving
Provide tailored mortgage products for the self-employed

Our research

We make a difference with insights into personal finance.

Hero image advice Save money as freelancer

Reviewing barriers to financial products

Our report from 2023 reviewed barriers to accessing a mortgage and the impact of the cost of living crisis on financial wellbeing.

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Getting the self-employed on the property ladder

This report from 2021 looked at the barriers that the self-employed face when attempting to obtain a mortage.

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How to solve the self-employed pensions crisis

Our report from 2018 reviewed policy solutions for tackling the lack of pension saving amongst the self-employed.

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Research on savings, pensions and mortgages

This report looking at the state of the sector's finances from 2021 concluded with a series of recommendations for government and industry.

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Reviewing the financial wellbeing of the sector

Our report from 2018 conculded with a series of recommendations to make this way of working sustainable, fulfilling and financially rewarding.

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Advice

Wondering if the self-employed receive state pensions and retirement benefits?

Advice category hero Financial wellbeing guidance

What else we've said on personal finance...

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How the Chancellor can avoid making saving even harder for the self-employed
+2 more

IPSE's Joshua Toovey looks at the options on the table for the Chancellor ahead of her first Budget statement and how these might impact freelancers' plans to sav...

26 Sep 2024
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Josh Toovey
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Should the self-employed combine their pensions?
+1 more

This article explores the benefits and potential drawbacks of consolidating pensions, emphasising the importance of informed decision-making and professional advi...

16 Sep 2024
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Chase de Vere
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Self-employed pension crisis fears renewed as research suggests 45% aren’t saving
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New research suggesting that 45% of freelancers are not saving into a pension has prompted renewed calls for political parties to tackle the issue in their manife...

18 May 2023
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